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Cipparone & Zaccaro, PC

261 Williams St
New London, CT 06320-5721
(860) 442-0150
Fax: (860) 442-8353
Services Offered:
Elder Law Attorney, Real Estate
Cipparone & Zaccaro, PC serves Windham County, CT, New London County, CT, Middlesex County, CT
  • General Information
  • Licenses
  • General Information
  • Description
    About My Business
    The Legal Needs of People Over 50. That’s Our Focus.

    If you have questions about a long-term care strategy, Medicaid eligibility, Wills and end-of-life decisions, or settling your parents’ estate, we’re your resource in Eastern Connecticut.

    You can rely on us to treat you with respect, listen carefully, and provide clear, practical answers to the questions that come up regarding elder issues, estate planning, probate matters, and more.

    We’ll guide you as you make important decisions for the future that will affect your home, your savings, your health care, and your business.

    We have deep roots in the Eastern Connecticut community, and our firm has built a solid reputation in this part of the state for our experience and knowledge in these and other legal areas.

    Whether you’re thinking about an estate plan, dealing with probate matters, or puzzling over Medicaid requirements, we can help.
    About My Services
    We are Trusted counsel in:

    Estate Planning

    Estate & Trust Administration

    Estate & Trust Litigation

    Medicaid Planning

    Special Needs Trusts & Planning

    Business Succession Planning

    Vacation Home Planning

    Charitable Planning & Litigation

    International Estate Planning

    Veteran's Aid & Attendance


    Real Estate Matters

    Financial Management
    Conditions I Am Unable To Treat
    We only take litigation matters involving probate, trusts, estates, charitable bequests, and elder law.
    Experience And Credentials
    Joe Cipparone graduated from the University of Michigan with high distinction, and received his master’s degree in public policy studies and a law degree there, as well. The University of Michigan Law School is one of the finest law schools in the country. Joe met his wife, Ellen, while attending the Law School. They came to Connecticut in 1983. In his 30 years in practice, Joe has become a leader in the trust and estate and elder law field. He serves on the Executive Committees of the Estates & Probate Section and the Elder Law Section of Connecticut Bar Association (CBA). He has served as chair of the continuing legal education committee of CT-NAELA and the CBA Elder Law Section. Joe has led many seminars for CT-NAELA and the Elder Law Section on topics as diverse as evidence in conservatorship proceedings, special needs planning in the family law setting, veterans’ benefits, and home health care strategies. Joe has written numerous articles for such publications as the CT-NAELA Practice Update, the Estates & Probate Newsletter of the CBA Estates & Probate Section, the Connecticut Law Tribune, Practical Tax Strategies, and the Connecticut Lawyer and Connecticut Bar Journal of the Connecticut Bar Association. Joe wrote the book, Annuities in Connecticut Estate Planning, published by the Connecticut Bar Association in 2011. The result of nearly three years of research, Annuities in Connecticut Estate Planning, represents the first endeavor to bring together estate planning and elder law concerning this popular investment, all in the context of Connecticut and federal law. The book has led to several speaking engagements before Connecticut lawyers. Joe served on the Board of Directors of the Estate & Tax Planning Council of Eastern Connecticut. He has also served as counsel and past Board member of the Community Foundation of Eastern Connecticut. Joe has the highest 10.0 rating from Avvo, a leading attorney rating service for consumers. In 2013, Joe became a Super Lawyer in Estate Planning & Probate. Only 5 percent of the total lawyers in the state are selected for inclusion in Super Lawyers. Certified Financial Planner, too Besides being a lawyer, Joe is also a Certified Financial Planner. He passed the rigorous CFP examination in 2000 and continues to attend financial planning seminars to keep his knowledge current. “I love math, writing and problem solving with my clients. Whether a client owns a business, has a considerable investment portfolio from years as an executive, or is struggling with long-term care and qualifying for Title 19, I guide them through the financial transitions in their life.”
    Fees And Payment Sources Accepted
    Cipparone & Zaccaro, PC discusses fees with our clients at the start of every engagement. We encourage you to ask about our fees at any point in our representation of you. At our first meeting, we will extensively review your matter. This meeting is usually one hour long. You will walk away with an understanding of your particular legal issues. We will recommend an action plan and give you an estimate of our fees to do your legal work. We will ask you to pay one-half of the estimated fee within one week of our meeting. The first 30 minutes of our initial meeting is free. If you decide not to retain us, you only pay for our time beyond the 30 minutes. We bill our fees monthly so you stay regularly informed of our charges. For all legal work at Cipparone & Zaccaro, PC, it is important that you not be surprised by the fees we charge! If you need clarification of our fees, please say so. It is very important that you feel the work we provide is worth the fees you pay. Remember, we are working for you and you have every right to fully understand your investment. Most of the work we perform is done on an hourly basis. For certain matters like Medicaid applications and residential real estate closings, however, we charge a fixed fee. In some instances like litigation and commercial matters, we bill by retainer. We ask for a certain amount as an initial retainer and when that retainer is used up through our hourly billing we request another retainer. We will discuss your fee arrangement at the initial consultation. Out-of-pocket expenses will be charged to you. Such expenses include town clerk recording fees, title search fees, Connecticut Secretary of State’s fees, title insurance, court filing and hearing fees, sheriff costs and the like. We won't "nickel-dime" you and we won't charge for routine copying or postage or for long distance phone calls and other such internal costs.
    Languages Spoken by Staff
    Hours of Service
    We are open from 9 a.m. to 5 p.m. on Mondays through Fridays.
    US Federal EIN
    Issued by U.S. Internal Revenue Service
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