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Independent Financial Serv. Ctr., Jim Salling owner

305 W Woodard St
Denison, TX 75020-3136
(903) 463-1151
Fax: (903) 463-2301
Services Offered:
Financial, Insurance
Independent Financial Serv. Ctr., Jim Salling owner serves Carter County, OK, Marshall County, OK, Bryan County, OK, Love County, OK, Grayson County, TX and more...
  • General Information
  • General Information
  • Description
    About My Business
    Help retirees:
    1) Increase their income.
    2) Reduce their taxes.
    3) Avoid the delays, expense and publicity of probate.
    4) Pass their wealth to the next generation or favorite charities.
    About My Services
    We gather enough personal information to provide a plan that will come close to accomplishing the retiree's goals considering what their assets are. Sometimes this entails referring a retiree to an elder law attorney or a reverse mortgage provider. No two cases are alike.

    We use a combination of fixed annuities to provide the income needed with no market risk. Life insurance is used to provide the transfer of wealth desired and to provide asset based long term care insurance. If it is never needed it simply increases the money to the benficiaries.
    Conditions I Am Unable To Treat
    We are not in the securities business and do not feel that our target audience can afford the risk of being in the stock or bond markets.
    Experience And Credentials
    I have been in the financial services business since 1970 and owned my own business since 1988. I am drawing full Social Security and can certainly relate to seniors' issues and concerns. This business is my favorite hobby so I have no plans to retire unless health issues force me too.
    Fees And Payment Sources Accepted
    We do not charge a fee for providing retirees with a plan to reach their financial goals. We do ask that the retiree agree to implement the plan through us if they decide to follow through with what we recommend. If there are annuities or life insurance involved the insurance companies will compensate us, not the retiree.
    Languages Spoken by Staff
    Hours of Service
    Our office is open from 8 AM to 5 PM Monday through Friday. We are able to meet clients and prospects by appointment only after normal business hours and weekends if needed. Since we are often out of the office seeing retirees who are not easily able to come see us, one should call before dropping into the office.
    The Alzheimer’s Association does not endorse any of the providers listed here. The information contained in the Community Resource Finder is thought to be reliable but is not guaranteed to be accurate. It is compiled from provider descriptions of their own services as well as other public data sources and is subject to change without further notice. For assistance in how to determine the best care option for your situation, call the 24/7 Helpline at 800-272-3900.