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Raymond T. Lutnes

280 Lee St Apt 201
Oakland, CA 94610-4310
(510) 435-8311
Fax: (510) 350-8853
Services Offered:
Raymond T. Lutnes serves Marin County, CA, Alameda County, CA, San Francisco County, CA, San Mateo County, CA
  • General Information
  • Licenses
  • General Information
  • Description
    About My Business
    Inflation protected Burial/cremation insurance.

    Long Term Care Insurance

    Annuities and Life Insuance
    About My Services
    Partnered with select Bay Area Funeral homes that lock in today's price of your personalized arrangement. The arrangement is insured which means that the insurance company has agreed to relieve your family of(may be prorated during 1st 12-24 mo. following contract date if certain serious health conditions/history exist)having to come up with the money to pay any unpaid balance of your arrangement.

    Offering Genworth and Med America Long Term Care Insurance.

    Being partnered with a National insurance Broker, have many options available to fullfill temporary and permanent insurance. Annuities are with American Equity Insurance, a strong, reputable American Company.
    Conditions I Am Unable To Treat
    Unable to service clients with cognitive impairment.

    Unable to service clients who don't speak and understand English

    Client (trusted representative that appears with client o.k.) needs to have access to financial information and resources)
    Experience And Credentials
    9 years cemetery/funeral home experience, helping families with pre-planning, and assisting at time of need.

    Education: Associate Degree
    Northern Montana College
    Fees And Payment Sources Accepted
    Personal Check

    Bank Draft
    Languages Spoken by Staff
    Hours of Service
    Requested days and times. Weekend days also O.K.
    US Federal EIN
    Issued by U.S. Internal Revenue Service
    Issued by National Plan and Provider Enumeration System
    Issued by Medicare
    Medicare Certified
    Issued by Medicare Certified
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